For health insurers · In use in mandatory health insurance

Identify medication risks among your policyholders – before they drive costs.

TOM's online Medi-Check enables Swiss pharmacies to review the medication of your policyholders with polypharmacy, actively supporting prevention, patient safety and cost reduction.

Senior woman in a lavender cardigan with medication and glasses on a table

The solution

Medi-Check: a medication review your policyholders can complete themselves online.

Your policyholders enter their medication online at ihreversicherung.tommedications.com. A Swiss pharmacy checks 4 to 15 medications for duplicate medication and interactions. The policyholder receives a personal report and discusses it with their doctor.

  • Under 3 minutes – no app, completely online in just 4 steps.

  • White label – in your insurer's brand.

  • Secure – Verification with a personally delivered code, two-factor protection and encrypted transmission (TLS 1.3).

  • Measurable – Anonymous follow-up survey after 6 weeks on medication changes prompted by Medi-Check.

Medi-Check Startseite einer Versicherung – persönlicher Check für Versicherte

Financial impact

Two risks health insurers are paying for today

Duplicate medication

60%

receive the same active ingredient multiple times and risk an overdose.

Cost impactThe insurer pays unnecessarily for the same medication twice or more.

What Medi-Check doesIdentifies duplicate supplies across all prescribers and dispensing locations.

Interactions

45%

show interactions in risk classes 1–3.

Cost impactAdditional doctor visits, emergencies, hospital stays and follow-up treatment.

What Medi-Check doesIdentifies combinations before they result in a claim.

Savings potential

On averageCHF 1'600

Savings per affected policyholder.

Targeted pharmaceutical reviews sustainably reduce downstream costs.

The root cause

Why no one sees the full picture.

GPs, specialists, hospitals, multiple pharmacies and self-medication – each provider only reviews what they prescribe or dispense. A complete medication overview exists nowhere. Medi-Check creates it.

Multiple doctors

Each prescriber only sees their own prescription.

Patient at the centre of eight disconnected sources – medication information is fragmented.

Evidence

Tested repeatedly – and proven.

4

Health insurers

2

Pharmacies

1'500

Medication reviews

3 in 4

medication regimens reviewed contain risks from interactions or duplicate medication.

60 %

of risks were resolved on average after the check.

The results come from real medication reviews of policyholders with polypharmacy (4–15 medications).

Simple implementation in 5 steps

Five steps – legally supported, with no data sharing.

01

Selection

You identify suitable policyholders with polypharmacy from your claims data.

Targeted outreach

Selection from claims data under Art. 84 para. 1 lit. j KVG – without sharing data with TOM.

02

Invitation

You invite the selected target group to Medi-Check through your existing channels.

In your brand

Art. 56a KVG supports informing suitable policyholders about cost-reducing, preventive and voluntary measures.

03

Review

Policyholders enter their medication online. A Swiss pharmacy reviews the information.

Anonymous & secure

Verification using the customer number. No patient registration.

04

Result

The policyholder receives their anonymised report via a personalised link.

Measurable impact

3 in 4 medication regimens reviewed contain interaction or duplicate-medication risks. More than 50% of medications are generally adjusted.

05

Adjustment

An anonymous TOM follow-up survey checks whether a medical consultation took place and the medication was adjusted.

Impact monitoring

On average, 60% of risks are resolved through adjustment.

For health insurers

Major impact, minimal effort.

Relevant potential

Target policyholders with polypharmacy.

Easy to integrate

Display or link “yourinsurer.tommedications.com” on your website. No app, no IT projects.

White label

An offering in your health insurer's brand.

Measurable

Anonymous follow-up survey after 6 weeks on medication changes prompted by Medi-Check.

Potential analysis

How large is the potential among your policyholders?

We apply insights from more than 1,500 medication reviews to your target group.

Expected finding rates

Savings and prevention potential

ROI calculation

Calculate savings potential for policyholders

We will contact you after receiving your request.

1'000
1'00050'000
Potential for: average medications per policyholder

Or email us directly at support@innovation6.ch